Payactiv for Retail
Give every store a recruiting advantage
Payactiv helps retail employers improve recruitment, reduce disruption, and improve retention through earned wage access, everyday savings, and payroll card built for scale.
The retail reality
Turnover in retail is a money timing problem. Employees are stressed, easily poached, and most retailers still aren’t offering modern pay flexibility.
60
%
Annual turnover for retail frontline workers
45
%
Retail employees report financial stress
55
%
Workers would leave for just a $1/hr raise
20
%
Retailers offer on-demand pay options
Keep shifts covered with Earned Wage Access
Stand out in a competitive hiring market by giving retail associates access to earned wages as they work.
Build retail workforce stability
Reduce turnover. Protect store operations. Simplify payroll.
Retain more associates
Financial stability reduces avoidable churn and improves shift reliability.
Prevent store disruptions
Fewer call-outs tied to pay stress. Less time spent resolving payroll issues.
What you can do with Payactiv
Earned Wage Access
Timely wage access that supports retail shifts and keeps teams engaged
Off-Cycle and Termination Pay
Reduce compliance risk and administrative effort with rapid off-cycle and final pay.
Payroll Card
Simplify high volume onboarding and reduce paper check costs with secure digital wage distribution, without payroll friction
Goal-Based Saving
Simplify high-volume onboarding and reduce paper check costs with secure digital wage distribution. without payroll friction
Discount Marketplace
Build engagement with discounts that support retention and reinforce your benefits story beyond payday.
"We didn't have to concern ourselves with building file feeds or worrying about data accuracy. Payactiv's seamless integration with UKG made it an easy choice for us."
- Jeff DeVault. Senior Director, HRIS & Payroll
"It was such an easy lift for our team to get up and running. We pay 20,000+ employees biweekly with just three payroll staff members. Payactiv has not put anything additional on our plate to maintain."
- Melanie Ryan, Payroll Manager
"We had an individual that was in danger of losing their house and their car after Hurricane Harvey hit. With the help of Payactiv, and some help on the company's part, we were able to get the employee everything they needed at the time in order to save them from foreclosure or repossession."
- Toby Priddy, HR Director
"I would say this is one of the best things you can provide for your employees. You gain your employees' trust and loyalty... employees are in control 100% and it is confidential."
- Lauren Mehta, Payroll and Benefits Supervisor
Urban Outfitters needed a scalable way to support employees between paychecks without adding work for its lean payroll team. Payactiv integrated seamlessly with UKG, allowing more than 20,000 employees across 700+ stores to access earned wages while keeping existing payroll and direct deposit processes intact. The program is easy to maintain and has become a practical part of how Urban Outfitters supports employees with everyday financial needs.
• 20,000+ Employees Supported
• 700+ Stores Using Payactiv
• Managed by a 3-Person Payroll Team
It was such an easy lift for our team to get up and running. We pay 20,000+ employees biweekly with just three payroll staff members. And Payactiv has not put anything additional on our plate to maintain.
– Melanie Ryan, Payroll Manager
Revolve wanted to help employees manage financial stress between paychecks while reducing the administrative burden of manual pay advance requests. With Payactiv already integrated with its ADP payroll environment, the online retailer could offer employees confidential access to earned wages with minimal operational lift. The program supports retention and engagement while giving HR and payroll teams more time back.
• Supports Employee Retention
• Increases Employee Engagement
• Reduces Pay Advance Administration
I would say this is one of the best things you can provide for your employees. You gain your employees trust and loyalty...employees are in control 100% and it is confidential.
– Lauren Mehta, Payroll and Benefits Supervisor
Frequently asked questions
How does Payactiv help retailers reduce associate turnover?
Retail performance depends on hourly employees, but unpredictable schedules, high turnover, and rising living costs make stability fragile. Payactiv reduces disruption and improves retention through responsible wage access, everyday savings, and a payroll card built for scale — helping stores stay fully staffed.
Which Payactiv products fit retail teams?
Retailers use Earned Wage Access, off-cycle and termination pay, payroll cards for high-volume onboarding, goal-based savings, and Payactiv Perks to build engagement and reinforce their benefits story.
Turn wage access into a retail advantage
See how Payactiv can help you stand out to candidates and keep more shifts covered.
