Certified to make an impact
Payactiv is a Certified B Corporation and Public Benefit Corporation, reflecting our commitment to using business as a force for good.
Using
business
as a force
for good.
A HIGHER STANDARD
What being a B Corp meansB Corp Certification recognizes companies that meet rigorous standards for social and environmental performance, accountability, and transparency.
For Payactiv, it’s an independent measure of our commitment to building a business where purpose and performance go together.
Higher standards for greater impact
Accountability woven into business
A more inclusive and sustainable future
As a purpose-driven company, we’re committed to understanding the impact Payactiv has on the people and businesses we serve.
For People
Supporting financial lives
We look at how Payactiv helps people navigate their financial lives, building resilience, stability and financial growth.
71%
Report an improved ability to manage their finances because of Payactiv.
30%
9%
Reported payday loan use before Payactiv, compared to after using Payactiv.
“Without Payactiv I would have to go back to payday loans and borrowing from a friend or a family member.”
Missouri Payactiv User, 55
For Businesses
Supporting people at work
We look at the role Payactiv can play in the employee experience and what that can mean for the businesses we serve.
64%
Report improved satisfaction with their employer because of Payactiv.
8.4/10
Average importance rating of on-demand pay as an employer benefit.
“I think every employer should offer this service to their employees.”
California Payactiv User, 42
A closer look at our progress, the people we serve, and the change we’re working toward.
IMPACT REPORT
2023
Impact Performance Report
We worked with 60Decibles to conduct a survey to learn more about our users and their outcomes.
IMPACT REPORT
2021
Impact Performance Report
We worked with 60Decibles to conduct a survey to learn more about our users and their outcomes.
IMPACT REPORT
2021
Livelihood Index
Exploring the livelihood gap: The difference between basic living expenses and median wage.
IMPACT REPORT
2020
Resuscitating America
A look into how Earned Wage Access became more important during COVID-19.
IMPACT REPORT
2019
Access is the New Currency
A deep dive into how our beliefs, foundations, and practices turned into lasting impact with our users.
Let’s make an impact together
Whether you’re looking to support your people, strengthen your business, or bring greater access to earned money, we’d love to hear from you.
Frequently asked questions
What does Payactiv’s B Corp and PBC status mean?
As a certified B Corp and Public Benefit Corporation, Payactiv is accountable; we balance purpose and profit by considering the impact of our decisions on workers, customers and communities.
Is Payactiv a Certified B Corporation?
Yes. Payactiv is a Certified B Corporation. B Corp Certification is administered by B Lab and assesses companies against applicable standards for social and environmental performance, accountability, and transparency.
What is a Public Benefit Corporation?
A Public Benefit Corporation is a for-profit company whose legal structure includes a stated public-benefit purpose alongside financial performance. The exact obligations depend on the company’s jurisdiction, governing documents, and applicable corporate law.
Are a B Corp and a Public Benefit Corporation the same thing?
No. B Corp Certification is an independent certification administered by B Lab. Public Benefit Corporation status is part of a company’s legal structure. A company can have one without automatically having the other — Payactiv is both.
Does B Corp certification apply to every Payactiv product?
No. B Corp Certification assesses the company under B Lab’s applicable standards. It is not a regulatory approval, product warranty, or separate certification of every Payactiv product or transaction.