Developer Hub
Build on the Payactiv financial worktech infrastructure
Earned Wage Access
Integrate Payactiv’s trusted Earned Wage Access
Earned Wage Access
Experience an integrated advantage using Payactiv APIs to seamlessly embed Earned Wage Access – directly into your HCM, HRIS, or benefits platform.
Card Programs
Launch a card program with our support and expertise
Card Programs
Launch debit and payroll card programs rapidly. Integrate card issuance and transactions through APIs while Payactiv handles operations, compliance, and program management.
Payouts
Leverage our secure rails to move money in real time
Payouts
Send funds instantly with Payactiv Payments APIs. Real-time routing, settlement, reconciliation, and compliance are managed by Payactiv so you can deliver reliable disbursements to cards, bank accounts, and other supported destinations.
HCM Data
Add a data layer to create new experiences
HCM Data
Leverage workforce census, payroll, and time-and-attendance data. Use direct deposit signals and capture clock-in and clock-out activity to power financial services and platform workflows.
Why Build with Payactiv APIs
Modular & flexible
Adopt individual Payactiv products without heavy dependencies.
Enterprise-ready security
Built with secure authentication and compliance-aligned practices.
Scalable by design
Designed to support enterprise partner and growing workloads with fast-to-market products and a white-glove service experience
New revenue opportunities
Launch Earned Wage Access, cards, payouts, and financial wellness services that generate value for your business and clients.
Increase engagement and retention
Make your platform more essential to users by embedding financial services that drive repeat usage, deeper engagement, and long-term platform loyalty.
Resources and Tools
The Payactiv Developer Portal brings together the resources and tools you need to build, test, and manage integrations with confidence.
API reference
Explore Payactiv’s OpenAPI-based documentation, including endpoints, request/response examples, and error handling.
Platform change log
Stay up to date with API enhancements, improvements, and important changes across Payactiv products.
Sandbox & samples
Test integrations using sandbox environments, sample requests, and predefined scenarios before going live.
Frequently Asked Questions
Does Payactiv have an API?
Yes. Payactiv offers APIs and embedded / white-label integration options so partners can embed Earned Wage Access, cards, and payment capabilities into their own platforms without building the underlying infrastructure themselves.
What APIs and developer resources does Payactiv provide?
Payactiv provides a Developer Portal and Platform Overview, plus an EWA API, Payments API, Card API, and HCM Time API for connecting payroll, workforce, and payment capabilities.
Can partners white-label or embed Payactiv?
Yes. Partners can launch through referral, reseller, embedded (SDK/API), or fully white-labeled models while Payactiv manages funding, settlement, compliance, and operational support behind the scenes.
Is there developer documentation and a sandbox environment?
Yes. Payactiv’s developer portal provides OpenAPI-based documentation covering endpoints, request/response examples, error handling, authentication, orchestration, and webhooks, along with a sandbox environment for pre-production testing and a 24-hour developer support line (1-877-937-6966).
Let's talk
Have questions about our APIs or sandbox? Whether you’re exploring, testing, or planning an integration, our team is here to help you move forward with confidence.
• API integration guidance
• Sandbox access and testing support
• Documentation and technical questions