Extend your offering with Earned Wage Access and connected payments
Partner with Payactiv to deliver Earned Wage Access, cards, payments and financial capabilities through one configurable offering. Our proven infrastructure helps you deliver more value to your customers, whether you’re an HCM, payroll, workforce technology, or financial services provider.
Trusted by 180+ leading platforms
A partner ecosystem designed around you
From introducing Payactiv as part of your offering to launching new capabilities under your own brand—choose a partnership model that fits your business today and grow with us over time.
Connect Customers
Expand Offerings
Embed Payactiv
Make It Your Own
Partners need more than an integration, they need a partner who can support increased engagement of their platform and diversification of their offering, while fitting naturally into their existing ecosystem and helping them stay competitive as customer needs evolve.
Our Core
Helping people access, move and manage earnings on their schedule
Payactiv helps employers, payroll and HCM partners deliver Earned Wage Access while bringing together a broader suite of payment, card, financial wellness and money management capabilities through one payroll-connected platform.
Earned Wage Access
Help employees access money they've already earned through employer-connected workflows.
Wallet
Give employees one place to access, move and manage money they’ve already earned through connected financial capabilities.
Tips & Mileage
Support operational payments through payroll and POS-connected workflows that fit existing operations.
Off Cycle Term Pay
Help employers manage Compliant, immediate processing of final pay, bonuses, and corrections. Built for high-turnover, multi-state environments.
Card Programs
Payactiv Cards provide a variety of ways for employees to receive and use money they’ve already earned and so employers can move money and make payments more interesting.
Dedicated Support
Dedicated implementation, customer success, technical support and escalation management to keep you moving forward.
Operational depth
Operational depth
Supporting more than 30,000 employers, 6 million employees and 180+ partners.
Security built in
SOC1 Type 2, SOC2 Type 2, ISO 27001, PCI-DSS, and CCPA-aligned practices support the operational, security and governance standards partners expect.
Responsible by design
Funding, settlement, operational controls, compliance support and customer support are all built into the platform helping partners launch and grow with confidence.
Trusted to Deliver
Proud B Corp
As a certified B Corp and Public Benefit Corporation, Payactiv is accountable; we balance purpose and profit by considering the impact of our decisions on workers, customers and communities.
Proven Experience
As the creator of Earned Wage Access, Payactiv has spent more than a decade building the infrastructure, employer relationships, payroll integrations, and operational expertise that support access at scale.
Recognized for leadership
Payactiv has been awarded across fintech, HR technology and corporate responsibility while helping shape industry and policy to support the responsible evolution of Earned Wage Access.
A responsible infrastructure layer starts with Payactiv
When people can’t access money they’ve already earned, they may delay essential purchases or turn to costly alternatives. Earned Wage Access helps close that timing gap, giving people more control of their earned money at the moments that matter.
55 million
workers want Earned Wage Access
25% annual growth rate
as the fastest-growing workforce financial benefit globally
$52B by 2034
is the projected market expectation for Earned Wage Access
$5B processed
securely and in compliance with regulatory standards
$118M
in saving goals completed within the app
70% decrease
in users relying on payday loan usage
Explore trending topics from our Growth Lab
Ready to move Earned Wage Access forward?
Whether you want to give employees access to money they have already earned or extend leading pay capabilities through your platform, our team can help you find the right approach that is simple, dependable and built for the way you work.
Frequently Asked Questions
Why do organizations partner with Payactiv?
Organizations partner with Payactiv to extend their platforms with Earned Wage Access, wallet and payment capabilities through one proven, configurable platform built around employer-connected delivery.
What partnership models does Payactiv offer?
Payactiv works with payroll and HCM providers, financial institutions, workforce platforms, and other technology companies to expand access to earned money. Partnerships can range from referrals and integrated solutions to embedded and branded experiences powered by Payactiv’s infrastructure, with flexible commercial and go-to-market models based on the partner’s needs.
Does Payactiv replace our platform?
No, Payactiv extends your platform and the value you bring to your customers.
How long does integration and implementation take?
Integration and implementation timelines depend on the partnership, technical requirements, and level of integration. Payactiv supports a range of approaches, from streamlined integrations to fully embedded experiences, with dedicated teams working alongside partners to define the right implementation plan for their technology, business model, and roadmap.
Who owns the customer relationship?
It depends on the partnership model. In a Reseller partnership, you do. Payactiv operates as the infrastructure layer behind the experience, helping you extend your offering with Earned Wage Access, wallet and payment capabilities under your own brand.
How does revenue share work?
Partners earn on revenue as customers adopt Earned Wage Access, card, tips, and off-cycle payment capabilities delivered through the Payactiv platform. The structure is performance-based and agreed upfront.
Who manages settlement, compliance and funding?
Payactiv manages the infrastructure behind the program, including funding, settlement, payroll reconciliation, operational controls, and compliance. This allows partners to extend earned money capabilities without having to build and manage the underlying financial and operational infrastructure themselves.
What support do partners receive?
Payactiv supports partners throughout the relationship, from integration and implementation through launch, growth, and ongoing optimization. Support includes technical and implementation expertise, go-to-market and marketing resources, customer success, program management, and 24/7 multilingual user support.