Welcome to Payactiv Cards
Let’s get you set up with your Payactiv Visa® Card to make getting paid, accessing earned wages, spending, and saving more convenient. If you received your card in the mail already, it’s time to activate it. If you haven’t gotten a card yet, you can apply in a few easy steps.
Card Benefits
One card, all the benefits, none of the hoops.
Your Payactiv Card connects your pay with easy-to-use financial tools that give you more flexibility when it comes to managing your money. Discover these and more in the Payactiv App.
Access earned wages fee-free
Set up qualifying direct deposit to your Payactiv Card and get fee-free Earned Wage Access. Load your earnings onto your card in seconds.
Get paid sooner
Get qualifying payroll direct deposits up to 2 days early and qualifying government payments up to 4 days early.
Save toward your goals
Use Goal-Based Saving to create personalized goals and automatically set money aside for what matters to you.
Make payments a breeze
Use your card anywhere Visa is accepted, add it to Apple Pay or Google Pay, and access a nationwide network of surcharge-free ATMs.
Access discounts and deals
Get discounts on AMC movie tickets, prescriptions, gas, and compare insurance rates in the Payactiv app.
No hidden fees. Built-in protection.
No minimum balance or maintenance fees. FDIC-insured, Visa fraud protected, and the ability to lock/unlock right from the app.
How It Works
Get started in a few simple steps
Some employers issue cards on-site, so if you received your card from your HR already, toggle the switch to view activation steps.
1
Get your Payactiv Card
Sign in to Payactiv and apply for your Payactiv Visa Card.
2
Activate your card
Once your card arrives in the mail, activate it in the Payactiv app or by calling the number on the sticker attached to your card.
3
Set up direct deposit
Direct deposit $200 or more per pay period to your card to qualify for fee-free EWA transactions to the card.¹
4
Start using your benefits
Access available earned wages, spend anywhere Visa is accepted, set saving goals, and manage your money—all through Payactiv.
