Build scalable card programs
Keep frontline teams motivated
Access to earned wages helps teams stay focused and move forward.
Reduce checks, cash risk, and manual processes
Leverage payroll-connected digital and card based payments.
Expand access for underbanked
Employees can manage money through a connected card experience.
Issue cards to simplify off-cycle and final pay
Funded upfront by Payactiv and reconciled through payroll.
*With qualifying direct deposit of $200 or more per pay period
Why businesses choose Payactiv cards
A successful payroll card program requires more than issuing cards, it needs a reliable platform and infrastructure to help employers launch it. Payactiv combines the card, platform and operational infrastructure needed to help employers and partners launch, manage and grow modern payment programs with confidence.
Instant issue payroll cards
Issue cards on-site cards for onboarding, off-cycle payments and final pay.
Co-branded & white-label programs
Launch card programs under your own brand while Payactiv manages program operations behind the scenes. Interested in learning more?
Connected money management
Give employees one connected experience to receive pay, access eligible earned wages, spend, save and move money.
Compliance & operational controls
Supported across 50 states with built-in operational controls, compliance support, and enterprise-grade security, including PCI Level 1, SOC 2, and ISO 27001.
Personalized payroll cards
Provide personalized employee cards funded through payroll for everyday use.
End-to-end program management
Payactiv manages issuance, funding, processing, settlement, compliance, risk management, and cardholder support, helping reduce operational complexity for your team.
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How Payactiv Cards work
Our range of Payactiv cards is built for your needs and payroll processes—adding connected payments without changing daily operations.
1
Connect
Connect payroll and configure your program to the Payactiv Card.
2
Enroll
Enroll employees, issue instant cards, or have employees enroll in the app.
3
Fund
Configure payroll deposit and funding rules within your Payactiv Card program.
4
Manage
Payactiv manages funding, risk, settlement processing, and operational controls.
5
Support
24/7 bilingual cardholder support, where available, while payroll runs as usual.
Frequently asked questions
What is the Payactiv Card for employers?
The Payactiv Card is a payroll-connected card that helps employees receive pay, access eligible earned wages and manage everyday spending through one connected experience.
How is the Payactiv Card different from a traditional payroll card?
The Payactiv Card combines payroll payments with Earned Wage Access and additional money management capabilities through the Payactiv platform.
Can employees access earned wages with the Payactiv Card?
Eligible employees can access money they’ve already earned through their employer’s Earned Wage Access program and use the Payactiv Card to receive and manage those funds.
Does the Payactiv Card work with existing payroll systems?
Yes. The Payactiv Card works alongside existing payroll processes and is supported by Payactiv’s payroll-connected platform.
Who manages funding, compliance and card operations?
Payactiv manages funding, settlement, processing, operational controls, compliance support and cardholder support, helping reduce administrative work for employers and partners.
Our insights on the future of work and pay
Ready to build your program?
From launching your first payroll card program to expanding your existing payments strategy, Payactiv helps you deliver connected payment experiences with the operational support and infrastructure to move forward with confidence.