Get paid as you earn
With Earned Wage Access (EWA) you can get a portion of the money you’ve already earned before payday and avoid high interest loans, overdrafts and late fees. Access your earned wages through the Payactiv app1 and transfer them to your existing bank account, debit card, or the Payactiv Visa® Card*. You can even use your earned wages to pay bills, call an Uber, shop on Amazon or pick up cash at Walmart right from the app1.

Financial Wellness at your fingertips
Access earned wages
Get up to 50% of your earned wages before payday and choose how to use them. You can transfer earned wages to your bank or card, load to AmazonCash, pickup cash at Walmart, pay for an Uber, or pay a bill, right from the app1.
Spend smarter
When you link your bank or cards, Payactiv SmartSpend can help you build good spending habits and suggest what is safe to spend.
Save as you go
Set money aside each paycheck, get financial advice, and get discounts on things like gas and prescriptions to help you reach your savings goals.
Meet your new card

How it works
Access your earned wages
Your worked hours turn into accessible wages in the Payactiv app1
Tackle daily expenses
Use wages to pay for an upcoming bill, an Uber, discounted gas, and more
Automatically settle funds
On payday, the wages you accessed show as deductions on your paycheck
Join Payactiv!
- No cost to sign-up
- No maintenance fees
- Cancel anytime
- No credit check (this is not a credit card)

Have questions? We have answers.
What do I need to sign up?
Does Payactiv charge any fees?
It’s free to transfer your earned wages to a bank account (1-3 business days) or to your Payactiv Visa® Card* (same-day) with paycheck Direct Deposit. You can view other disbursement options and fees at payactiv.com/program-pricing.