Payactiv has become a registered earned wage access (EWA) provider in California in February 2025. In becoming a registered provider, Payactiv commits to upholding consumer protections and reporting data outlined in the California Consumer Financial Protection Law. This did not require any changes to Payactiv’s product, and there are no changes required for our employer partners.
This follows a multi-year regulatory rulemaking process on EWA, in which Payactiv engaged with the California Department of Financial Protection and Innovation (DFPI) on numerous drafts of their regulatory proposals.
Payactiv is the leader in consumer-friendly EWA services, offering the most free options of any EWA provider. Payactiv is proud to partner with employers across California to continue providing this essential benefit to their employees and help them avoid high-cost debt products, payday loans, late fees, and overdrafts.
