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Offer Pay on Demand, powered by Payactiv

Pay on Demand is here

Offer your employees the popular pay on demand benefit so they can access their pay when they need it. By having the funds to better manage expenses, employees feel more confident on the job and trust that their financial wellness is important to their employer.

Payactiv is proud to partner with Paychex to bring you a fully integrated pay on demand solution to attract, retain, and motivate your top talent.

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Pay on Demand boosts employee satisfaction & financial well-being

It’s simple: Your employees can access a portion of their already earned but unpaid wages, before payday. With these funds, they can avoid late fees, overdraft charges, and expensive payday loans.

  • Zero cost to you
  • Fully integrates with your payroll system
  • Holistic financial wellness tools
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of workers would take a job with an employer providing free access to Pay on Demand
0
Pay on Demand can reduce turnover by
0
of U.S. workers want daily access to their earned wages
0

How it works

Manage available balance

After every shift, the hours your employees worked will be used to calculate how much they can access in earned wages.
tackle

Access funds, on-demand

Employees can use their funds to pay for an upcoming bill, shop on Amazon, call an Uber, or handle unexpected expenses.
pay

Track finances on payday

The funds your employees accessed will show as deductions on their next paycheck so they know exactly how much was received in on demand pay, and how much remains.

Everything your employees need to reach their financial wellness goals

Holistic Financial Wellness

With the Payactiv app1, employees unlock free tools that support their financial wellness like smart saving, 1:1 financial coaching, and a discount marketplace.

Accessibility

Employees can access their wages in a variety of ways including direct deposit, hailing an Uber, bill pay, and shopping on Amazon.2

Zero to Low Cost

Employees can access their funds fee-free with paycheck direct deposit to the Payactiv Visa® Card3 or pay up to $3.99 to transfer their money.

Pricing

As a Certified B Corp and Public Benefit Corporation, we are dedicated to giving you transparent and fair pricing.
(The following applies to our affiliated program with Paychex only)

EWA Disbursement Type1

Fee

  • ACH bank transfer (1-3 business days)
  • Uber Rides / Amazon Load / Bill pay
  • Financial counseling, saving tools, discounts

No Fee

REAL-TIME TRANSFERS TO A PAYACTIV VISA® CARD2
(Includes affiliate cards)

.

  • With direct deposit of at least $200 per pay period3

No Fee

  • Without direct deposit of at least $200 per pay period

$2.99 – $3.99*

  • Real-time transfers to Non-Payactiv debit or payroll cards
  • Walmart Cash Pickup
  • Transfer (within minutes) to Visa+ Wallet, including Venmo and PayPal

$3.99 – $4.99*

1 Disbursement options may vary depending on location.

2 The Payactiv Visa Prepaid Card and the Payactiv Visa Payroll Card are issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.

3 To qualify, the user must have one (1) successful direct deposit of $200 or more to the Payactiv Visa Card per pay period. If this qualification isn’t met, then a load fee of $2.99-$3.99 will be charged.

* Fees vary based on the employer’s program with Paychex. Contact Payactiv for more information.

How to get started

We’ve made it easy to help your employees fully engage in both work and life by improving their financial wellness and increasing employee satisfaction.

Using Paychex Flex® time and attendance?
Pay on Demand is automatically activated for your employees. Just spread the word about Pay on Demand to your workforce.
Not using Paychex Flex® time and attendance?
Get in touch through the form below, and we’ll connect you to the right person.

We’d love to hear from you

Still have questions? Submit a short form and we’re happy to answer any and all questions.

Get started in Paychex Flex

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Frequently asked questions

Get more answers

We front the funds to your employees, so you don’t have to. The accessed wages will be deducted from the employee’s next paycheck.

There are no setup or recurring costs to your business.

Payactiv has API integration with most payroll and time and attendance systems. We only require the employee’s name, ID, and clock-in and clock-out information.

Payactiv can support both hourly and salaried workers.

Get more answers

24 hour support: 1 (877) 937-6966 | [email protected]

1 Fees may apply. View the Pricing Plan table above for details.
2 Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payactiv App.
3 The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.