Employees can immediately access1 wages for hours already worked, transfer to their bank, load it on a Payactiv Card, or pick up cash at Walmart2. They can even use their earned wages to call an Uber and get daily necessities from Amazon. We supply the money so your employees are covered without disrupting your systems. EWA is not a payday loan, and there’s no interest; it’s just their money, when they need it.
1 Central Bank of Kansas City does not administer, nor is liable for earned wage access.
2 Fees may apply. For more information about disbursement options and fees, please see payactiv.com/program-pricing
Employees can save money on prescription medications and other everyday items by finding deals in the discount marketplace.
Make it easy for employees to know at a glance how much they can put into saving3, based on upcoming bills and spending patterns.
Free access to financial learning articles and appointments with professional financial coaches.
3Goal based saving is a set-aside account, and you will not receive interest or other earnings on funds in your goal-based account.
Employees can transfer money they’ve earned to a card or bank account, or get cash, and book Ubers or shop on Amazon right from the app.
Employees can save money on prescription medications and other everyday items by finding deals in the app’s discount marketplace.
Make it easy for employees to know at a glance how much they can put into savings, based on upcoming bills and spending patterns.
Give employees free access to 1:1 planning sessions with a certified financial counselor, to handle budgets, debt, and future plans.
1 Central Bank of Kansas City does not administer, nor is liable for earned wage access.
Payactiv fronts the money so employees automatically get tips and mileage reimbursement at the end of each shift.
Streamline your payout process by giving employees access to earned wages, paychecks, tips, and reimbursements in one place.
Make it easy for teams to communicate with each other and get company announcements, without relying on email.
Recognize your hard working employees with bonuses and awards.
Coordinate schedules until every shift is filled. Employees can see open shifts and request to cover them.
Make it easy for teams to communicate with each other and get company announcements, without relying on email.
Coordinate schedules until every shift is filled. Employees can see open shifts and request to cover them.
Recognize your hard working employees with bonuses and awards.
We’ve partnered with every leading HCM to work seamlessly with existing systems, whatever your industry or size. No change to your cash flow. All you have to do is connect.
Payactiv is payroll compliant in all 50 states and use industry best practices.
ISO27001, SOC1 Type II, and SOC2 Type II certified. Uses multiple authentication options.
Supports SSO, internationalization, and 450+ rules to customize for your business.
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Get in touch to request a demo for your company.
At Payactiv we work every day to empower more people to participate in the economy they helped create- so everyone can flourish. That work is fueled by our commitment, as both a Public Benefit Corporation and certified B Corp, to meet the highest standards of public transparency, legal accountability, and fair and transparent pricing.
We do. Payactiv fronts the cash to the employees. There is no income or expense impact for the employer.
There are no setup or recurring costs to the business. Even if an employee discontinues their employment, there is Zero Risk to employers, as Payactiv protects employers against financial losses associated with our service.
Employers or designated payroll providers process payroll. Services within the Payactiv financial wellness program are independent of payroll and associated taxes.
Payactiv has API integration with most payroll and time and attendance system. Highest security standards are followed.
For salaried employees, Payactiv works as it would for any user.
Only employee name, employee ID, and clock-in clock-out information is needed.
Once an employer agrees to offer Payactiv as an employee benefit, the service can go live within 48 hours. We provide on-site implementation and training where required.
© 2025 Payactiv, Inc. All Rights Reserved
For questions and demos, contact our Sales Team: sales@payactiv.com | 1 (877) 910-8400
* The Payactiv Visa Prepaid Card and the Payactiv Visa Payroll Card are issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
** Central Bank of Kansas City does not administer, nor is liable for earned wage access.
Payactiv, Inc.
NMLS ID: 1234567
Payactiv holds earned wage access services (EWA) license number 2591928EWA with the Wisconsin Department of Financial Institutions.
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