With Earned Wage Access (EWA) you can get a portion of the money you’ve already earned before payday and avoid high interest loans, overdrafts and late fees. Access your earned wages through the Payactiv app1 and transfer them to your existing bank account, debit card, or the Payactiv Visa® Card*. You can even use your earned wages to pay bills, call an Uber, shop on Amazon or pick up cash at Walmart right from the app1.
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App Store: Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Download the free app1
Get up to 50% of your earned wages before payday and choose how to use them. You can transfer earned wages to your bank or card, load to AmazonCash, pickup cash at Walmart, pay for an Uber, or pay a bill, right from the app1.
When you link your bank or cards, Payactiv SmartSpend can help you build good spending habits and suggest what is safe to spend.
Set money aside each paycheck, get financial advice, and get discounts on things like gas and prescriptions to help you reach your savings goals.
Use Earned Wage Access with the Payactiv Visa Card*
Your worked hours turn into accessible wages in the Payactiv app1
Use wages to pay for an upcoming bill, an Uber, discounted gas, and more
On payday, the wages you accessed show as deductions on your paycheck
Creating a Payactiv account is free for all users and contains many free features including bill pay, discounts, financial counseling, and budgeting and savings tools. If your employer offers EWA, you can view disbursement options and fees at payactiv.com/program-pricing. Payactiv Visa Card users with direct deposit (minimum required) enjoy free real-time EWA transfers and additional exclusive discounts.
No. You can transfer the earned wages to any bank or card.
The benefit of using the Payactiv Visa Card* is that your earned wages transfer in real-time to the card. And with direct deposit of your paycheck set up on the card (minimum required), there’s no processing fee for those transfers.
The Payactiv Visa Card* has no monthly fees*, no inactivity fees* and no hidden fees*.
You can transfer to the Payactiv Card or your personal card in real-time for free for less than $3. ACH bank transfers are completed in 1-3 business days.
There is no catch! It’s just your money in your hands. It’s not a loan and has no hidden fees. Ever.
1 Standard message and data rates from your wireless service provider may apply.
* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at Payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
Google Play: Google Play and the Google Play logo are trademarks of Google LLC.
App Store: Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.
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