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* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at Payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week.

1 Standard rates for data and messaging may apply from your wireless service provider.

2 You must activate your Payactiv Visa Card to be eligible for a reward. The offer is only valid if you apply for the Payactiv Visa Card between 2/7/2022 to 5/31/2022 at 11:59 PM PDT. Reward is generally deposited to Payactiv Card within 30 days of final qualifying card activation. Limit of one reward per customer.

3 You must activate your Payactiv Visa Card to be eligible for a referral reward. The offer is only valid for referrals made using your unique link in the Payactiv app between 2/7/2022 to 5/31/2022 at 11:59 PM PDT, and your referred co-worker must activate their Payactiv Visa Card by 6/30/2022 at 11:59 PM PDT to qualify. Rewards are generally issued to Payactiv Visa Cards within 30 days of qualifying activations. The value of this offer or program may result in miscellaneous income, and we may be required to send you and file with the IRS a Form 1099-MISC. You are responsible for any tax liability related to participating. Available to Murphy USA employees only. This offer is subject to change and may be canceled at any time without notice.

4 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-2 days later. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

Some features of the Payactiv app are not sponsored, endorsed, administered by, or associated with Central Bank of Kansas City, the issuer of the Payactiv Visa Card, who has no liability in relation to the Payactiv App.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

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