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PAYACTIV FOR the key AFFILIATES TEAM MEMBERS

Get paid as you earn

Get the wages you’ve earned from hours you’ve already worked directly into your bank account or Payactiv Visa® card*. Use it to pay bills, get a ride, and pick up cash at Walmart. No loans, no interest–just your money, in your hands.

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Payactiv app

Access your earned wages

Get up to 75% of your net earned wages before payday and transfer them to your bank account or card of choice, get Amazon Cash, pick up cash at Walmart, call an Uber, or pay bills directly from the app.

Meet your new card

Meet Your New Payactiv Card
Get free, unlimited Earned Wage Access with the Payactiv Visa® Card*
Access up to 75% of your earned wages for free when you set up direct deposit to the Payactiv Card.
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How it works

Payactiv how it works step1

Access your earned wages

Your worked hours turn into accessible wages in the Payactiv App

Payactiv how it works step2

Tackle daily expenses

Use wages to pay for an upcoming bill, an Uber, discounted gas, and more

Payactiv how it works step3

Automatically settle funds

On payday, the wages you accessed show as deductions on your paycheck

There are times Payactiv was the only reason I could pay bills, get gas and even eat.
- Payactiv user since 2019
Payactiv is always there for me when I need it. Can't live without it.
- Payactiv user since 2020
Its helped me more times then I can count. Desperately need money at times and I can always count on Payactiv.
- Payactiv user since 2020
It's been a great help keeping my family afloat after my wife lost her job due to the pandemic.
- Payactiv user since 2020
Payactiv is a great app. I have access to the money I need when I need it. Payactiv is incredibly convenient.
- Payactiv user since 2020
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Join today!

  • No cost to sign-up
  • No recurring cost
  • Cancel anytime
  • No credit check
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Payactiv App Card Make livelihood yours

Have questions? We have answers.

All you need is your name, phone number, employer, and employee ID. That’s it! You can find your employee ID on your pay stub or ask your manager.

It’s free to transfer your earned wages to a bank account (1-3 business days) or to your Payactiv Visa® Card* (same-day) with paycheck Direct Deposit. You can view other disbursement options and fees at payactiv.com/program-pricing.

No. You can transfer your earned wages to any bank, debit, or payroll card in addition to the Payactiv Card.
You can transfer your earned wages same-day to your Payactiv Card or personal card for a small fee. ACH bank transfers are completed in 1-3 business days.
There is no catch! It’s just your money in your hands. Funds accessed using Payactiv will show as deductions on your next paycheck. It’s not a loan and has no hidden fees. Ever.