Use the Payactiv app to keep track of your earnings, saving and spending all in one place.
The Payactiv Visa® Payroll Card is a reloadable prepaid card that can be used for purchases everywhere Visa® debit cards are accepted. You can only spend the money that your employer loads to the card. It is not a credit card and applying for it and using it does not affect your credit score.
It’s free to transfer your earned wages to a bank account (1-3 business days) or to your Payactiv Visa® Card* (same-day) with paycheck Direct Deposit. You can view other disbursement options and fees at payactiv.com/program-pricing.
No. With the Payactiv Visa Payroll Card you can only spend funds that you have received or loaded on the card.
Payactiv has created a service that can be fee-free to our end users, if you use the card in the USA and use the surcharge-free MoneyPass® ATM network. If you use the card to withdraw money from an out-of-network ATM, fees will apply. For more information, consult the Cardholder Agreement and the Fee Schedule at Payactiv.com/card411.
You can receive direct deposit from your current employer, access your earned but unpaid wages, and other benefits from the Payactiv app.
You will establish a PIN when you activate your card.
If you are terminated or leave your job, you will still have access to any remaining funds available on the card.
1 Standard message and data rates from your wireless service provider may apply.
* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at Payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.
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