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PAYACTIV FOR [partnername ] EMPLOYEES
PAYACTIV FOR AMERICAN VISION PARTNERS TEAM MEMBERS
PAYACTIV FOR FIVE STAR SENIOR LIVING EMPLOYEES

Get paid as you earn

Get the wages you’ve earned from hours you’ve already worked directly into your bank account or Payactiv card. Use it to pay bills, get a ride, and pick up cash at Walmart. No loans, no interest–just your money, in your hands.
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Payactiv app
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Download the free app

Financial Wellness at your fingertips

Access earned wages

Get up to 50% of your earned wages before payday and choose how to use them. You can transfer wages to your bank or card, load to AmazonCash, pickup cash at Walmart, pay for an Uber, or pay a bill, right from the app.

Spend smarter

When you link your bank or cards, Payactiv SmartSpend can help you build good spending habits and suggest what is safe to spend.

Save as you go

Set money aside each paycheck, get financial advice, and get discounts on things like gas and prescriptions to help you reach your savings goals.
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Meet your new card

Meet Your New Payactiv Card
Get free, unlimited Earned Wage Access1 with the Payactiv Visa® Card*
Access up to 50% of your earned wages for free when you set up direct deposit to the Payactiv Visa Card*.
And even if you choose not to, you can still access your net wages for just $1 on the day you use our services.
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Learn more

How it works

Payactiv how it works step1

Access your earned wages

Your worked hours turn into accessible wages in the Payactiv App

Payactiv how it works step2

Tackle daily expenses

Use wages to pay for an upcoming bill, an Uber, discounted gas, and more

Payactiv how it works step3

Automatically settle funds

On payday, the wages you accessed show as deductions on your paycheck

There are times Payactiv was the only reason I could pay bills, get gas and even eat.
- Payactiv user since 2019
Payactiv is always there for me when I need it. Can't live without it.
- Payactiv user since 2020
Its helped me more times then I can count. Desperately need money at times and I can always count on Payactiv.
- Payactiv user since 2020
It's been a great help keeping my family afloat after my wife lost her job due to the pandemic.
- Payactiv user since 2020
Payactiv is a great app. I have access to the money I need when I need it. Payactiv is incredibly convenient.
- Payactiv user since 2020
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Join today!

  • No cost to sign-up
  • No recurring cost
  • Cancel anytime
  • No credit check
Join today
Payactiv App Card Make livelihood yours

Have questions? We have answers.

All you need is your name, phone number, employer, and Caregiver ID (Paychex ID). That’s it! You can find your Caregiver ID on your pay stub or ask your manager.

Free Services: Viewing your accessible balance and using
Rx Discounts, Financial Advice, or Savings features are free to use anytime for all users.

Program Fees: Payactiv is free to use if you direct deposit
your paycheck to the Payactiv card. Without direct deposit
to a Payactiv card, there’s a program fee of $1 on the day
you use bank transfer, card load, cash access, Bill Pay, Uber®, or Amazon®. It covers all transactions until midnight Pacific Time that day. This fee is capped at $5 per pay period, even if you use Payactiv more than 5 days in a pay period.

Processing Fees: There’s a $1.99 processing fee per
transaction for Walmart® cash pickup and upgraded Instant transfers to debit cards.

No. You can transfer the earned wages to any bank or card.

The benefit of using the Payactiv card is that your earned wages transfer instantly to the card and there’s no processing fee for instant transfers. 

The Payactiv Visa Card is a prepaid debit card with no fees monthly fees, inactivity fees or minimum balance requirement.

Transfers to bank accounts and other debit/prepaid cards are completed within 48hrs. Card transfers can be made instant for $1.99/transaction.

Transfers to the Payactiv card are instant 24/7/365 and there is no instant transfer cost.

Bank transfers made after 12:50 PM EST M-F are processed the next business day.

There is no catch! It’s just your money in your hands. It’s not a loan and has no hidden fees. Ever.