GET AND STAY AHEAD
As part of the Frontline Worker Network, the UKG Wallet app powered by Payactiv puts you in control of your earning, spending and saving so you can access your pay when you need it, stretch every dollar and help achieve your financial goals. To get started, all you need to do is download the UKG Wallet app or click below on “Get Started” to access the desktop version and create an account.
Access a portion of your earned but unpaid wages in the UKG Wallet app or online.
Use earned wages to pay for an upcoming bill, an Uber and more.
On payday, the wages you accessed will show as deductions on your paycheck.
EARNED WAGE ACCESS
Every day you work, you can access an amount equal to a portion of your earned but unpaid wages. The money accessed through UKG Wallet is deducted from your next paycheck.
• You can transfer your funds to any bank account or debit card.
• Pay bills automatically.
• Use your earned wages to get an Uber in the UKG Wallet app.
· Bank Transfer (1-3 business days)
· Use earned wages for Uber Rides and Bill Pay
· Financial counseling
· Financial learning resources
No Fee
· Day-of transfers to debit, bank or payroll cards
$2.25
· Bank Transfer
(1-3 business days)
· Use earned wages for Uber Rides and Bill Pay
· Financial counseling
· Financial learning resources
Day-of transfers to debit, bank or payroll cards
Goal-based Saving
Effortless saving for any budget
Create personalized saving goals. Set money aside for a rainy day, plan for monthly expenses, see progress grow regularly and automatically save small amounts you know are safe. If you are working overtime or seasonal hours, we can help you save what you've earned beyond regular pay. Opt in to Overtime Saving to set aside a percentage of your overtime earnings towards your savings goal.
• Pause, edit, cancel or withdraw at any time.
• No transfer fees or minimum amount requirement
• Download the UKG Mobile App and head to the "Save" icon to start your saving goal.
FINANCIAL WELLNESS
A certified KOFE (Knowledge of Financial Education) coach can answer your financial questions and help you reach your goals. KOFE coaches are certified credit counselors, and KOFE is a product of Consolidated Credit Solutions, a 26-year-old national non-profit credit counseling agency. Sessions are 100% free and unlimited, so you can get as much support as you need. Book an appointment right from the app.
• Get helpful budgeting skills and savings strategies.
• Learn about your options to reduce and pay off debt.
• Understand and improve your credit score.
Download the UKG Wallet app and create and account, or click below on “Get Started” to access UKG Wallet from your web browser. From there, we’ll just need your phone number, employer and employee ID number. For the best user experience, please ensure your name, phone number and six-digit employee ID number match the information found in MyHR under Employee Summary. For hourly employees, your employee ID number is the same one you use to clock in and out of WFM.
Earned wage access (EWA) lets employees tap into a portion of their already-earned pay before payday. EWA is built in to UKG Wallet's robust mobile banking platform, it's simple, and every level of your workforce can use it.
Flexibility and freedom. On-demand pay helps reduce financial stress and improve budgeting and payment habits. All without changing how payroll runs. Employees prefer EWA because it fits seamlessly into how they live and work.
By building trust. Earned wage access gives employees more control over their pay. Rewarding employees for hitting savings goals instills healthy habits, peace of mind. Because stress is reduced, people are engaged and more likely to stay.
Not every worker can wait for payday or has access to traditional banking. UKG Wallet helps close that gap by offering early access to earned wages and a reloadable, fee-free prepaid card option for those without bank accounts. It's financial flexibility, designed to meet people where they are and support their real, everyday needs.
