Financial Wellness Platform and Benefits for Employees
Payactiv is the leading provider of Earned Wage Access service that helps employees manage day-to-day finances and bills without taking loans. Our app provides a holistic approach to financial wellness with services that help build financial resilience by saving towards short- and medium-term goals.
Simply put, Payactiv makes it easy to access, plan, spend and save to live today with dignity, while building financial security and savings for tomorrow.
Our mission is to help more people have access to the best financial services at the best possible price—zero.
Covid-19 has made finances the top cause of financial stress, even above job, health, and relationships combined.
2/3
Two-thirds of employees are experiencing increased financial stress
4x
Employees with stress 4x more likely to not meet monthly expenses on time
2x
Twice more likely to have used a payday loan or payday advance in the past year
Help your employees get more out of their livelihood
Access
Timely access to earned wages when it matters most. User can transfer money to their bank or card, or use built-in bill pay, Uber, and AmazonCash.
Spend
Stay on track with SmartSpend guidance when making spending and saving decisions. Get access to better digital banking with the Payactiv app and card.
Plan
Get 1-1 advise with appointments with professional coaches on saving and budgeting skills, debt management, and credit score improvement strategies.
Save
Set money aside with SmartSave guidance and reach achievable goals each month. Use discounts for gas, prescription medicines, and other day-to-day items.
2M+ workers have saved $400M+ with Payactiv.
Our integration with leading HCM, Payroll, and T&A providers make it simple to offer a comprehensive financial wellness benefit to employees at no cost.
Improves Hiring and
Retention
Payactiv is proven to increase retention by an average of 30% and can save businesses millions in turnover cost.
Seamlessly Integrates with
Existing Systems
Payactiv partners with all major HCM, payroll and T&A providers like ADP, Paychex, Kronos and over 70 others.
Streamlines Payroll
at No Cost
Payactiv fronts the money requested by your employees and is paid back when you process payroll normally. It’s a zero-cost benefit that requires no change to cash flow.
Reduces Employee
Financial Stress
Timely access to earned wages helps tackle day to day finances without worry. The app also includes free financial learning and counseling, discounts, and goal-based savings.
Everything you need to know about a holistic financial wellness benefit that increases retention by 36%, dramatically raises employee engagement and recruits more ideal talent while improving the lives of your employees.
Learn how Payactiv financial wellness program can work for your company
© 2024 Payactiv, Inc. All Rights Reserved
24 hour support: 1 (877) 937-6966 | [email protected]
* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payactiv App.
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