PAY A FRIEND
Send and receive money with your friends
Whether it’s time to split the bill for dinner or pay your share of the rent with a roommate, Payactiv has your back with our in-app Pay a Friend feature.
Pay a Friend is fast. Transfers to friends happen in real-time.
It’s easy to sign up! You and your friend can apply1 for the Payactiv Visa® Card* in less than 5 minutes.
Payactiv is safe. Funds in your Payactiv Visa Card account are FDIC-insured through Central Bank of Kansas City, Member FDIC.
1 Subject to successful ID verification.
Pay a Friend with Payactiv
When you and a friend apply for the Payactiv Visa Card, you can send money back and forth through the Payactiv app. Here’s how to do it:
Add funds to your Payactiv Visa Card in the Payactiv app.
Tap the blue dollar sign and tap “Pay” and add a friend.
Send money to your friend, and do a little happy dance!
Tip: Sign up for Direct Deposit for the best experience!
Have questions? We have answers.
How does Pay a Friend work?
To use Pay a Friend, you and your friend will need a Payactiv Visa Card. Load funds to the card (sign up for Direct Deposit for the best experience) and tap the blue dollar sign in the app. Tap “Pay” and select your friend from your phone contacts. Then select the dollar amount you want to send, and pay your friend! Transfers to friends happen in real-time.
Can I send money to someone who doesn’t have a Payactiv Visa Card?
You can only send money to someone who has a Payactiv Card account with Pay a Friend.
I haven’t received the money that a friend sent via Payactiv. When will I get it?
Payments between Payactiv friends happen in real-time. Check to make sure your friend has loaded funds to their Payactiv Visa Card first. If you still haven’t received a payment from a friend in 1 business day, give us a call at (877) 937-6966.
What is the Payactiv Visa Card?
The Payactiv Visa Card is a general-purpose reloadable prepaid card that can be used for purchases everywhere Visa debit cards are accepted. You can only spend the money that you load on the card. It is not a credit card and applying for it and using it does not affect your credit score.
Is Payactiv a bank?
Payactiv is not a bank, we are a financial technology company that offers banking services provided by the Central Bank of Kansas City, Member FDIC.
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24 hour support: 1 (877) 937-6966 | [email protected]
* The Payactiv Visa Prepaid Card and the Payactiv Visa Payroll Card are issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.
** Central Bank of Kansas City does not administer, nor is liable for earned wage access.
Payactiv holds earned wage access services (EWA) license number 3 with the Wisconsin Department of Financial Institutions.
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