How To Use Payactiv To Maximize Your Economic Achievements This Labor Day

• Payactiv can help you access your paycheck faster and receive government payments, like your tax refund, up to four days earlier.
• Some features in Payactiv have to be activated, like Tips and Mileage Reimbursement. Once this is activated, you’ll be able to get your money on your Payactiv Visa^® Card* at the end of every shift.
• Features like SmartSpend and SmartSave can help you budget, while free KOFE counseling can improve your financial health. 
• You can withdraw your money for free at any of the more than 37,000 MoneyPass ATMs.
• The Payactiv app¹ may also allow you to pick up extra shifts, communicate with colleagues, and save money via the discount marketplace.

You work hard, so you deserve to access your money when needed and reach your financial goals. That’s why Payactiv offers services to help you learn financial literacy skills, automate your bills and savings, save cash on purchases, and get your paycheck early.

Be sure you’re taking full advantage of your Payactiv membership with these tips. 

Set up Direct Deposit for Earned Wage Access

As long as you earn at least $200 per pay period, using your Payactiv card is free² when you set up direct deposit. Another added benefit of direct deposit is that it will make you eligible for Earned Wage Access (EWA)³ if you meet that $200 per pay period threshold.

EWA allows you to access up to 50% of your paycheck before payday. This means that if you’re short on a bill, you can pay it on time without incurring late fees. 

Use MoneyPass ATMs for Surcharge-Free Withdrawals

Did you know you can make ATM withdrawals for free with your Payactiv Visa Card? Just look up the closest MoneyPass ATM near you. There are over 37,000 of them across the country, and you can often find them in convenient locations like 7/11.

Get Your Tax Refund Four Days Earlier

You probably know that receiving your paycheck via your Payactiv Visa Card can get your money to you up to two days faster. But, if you’re filing for your tax refund or any other government payment, you may also want to send it to your Payactiv card. That’s because these payments can be issued up to four days earlier when you use Payactiv.

Utilize the Smartspend and Smartsave Features

If you want to improve your finances, download the Payactiv app. Features like SmartSave and SmartSpend can ensure your financial life runs more smoothly.

SmartSpend tells you how much of your disposable income is safe to spend without coming up short on your regular bills, while SmartSave can automate your savings so you can reach your financial goals more easily.

Improve Your Financial Health With Free KOFE Financial Counseling

Whether you want to reach a big savings goal or need tips on improving your credit, call a KOFE financial counselor for guidance. This service is free to all Payactiv users and ensures you don’t have to navigate your financial literacy journey alone.

Get Your Tips and Mileage Reimbursement Automatically After Each Shift

If you hate filing paperwork to receive mileage reimbursement or get nervous about carrying your cash tips until you can go to the bank, we have good news! As a Payactiv member, you can automatically get tips and mileage reimbursement with your Payactiv card.

There’s no waiting involved. As long as you turn this feature on in your app, you’ll have access to your tips and reimbursement immediately after each shift. It’s worth taking a couple of seconds to get the settings right so you can access your money faster moving forward.

Get Extra Shifts and Communicate With Colleagues

If you need extra money, the solution might be as simple as picking up extra shifts. Luckily, if your employer offers Payactiv Connect, you can take on additional shifts when they are available. You just need the Payactiv app.

Plus, you can communicate with fellow employees one-on-one or in a group and receive company updates.

Check out the Discount Marketplace

Payactiv doesn’t just help you manage your money better. It also lets you save cash on everyday purchases.

Before you buy something, check out the discount marketplace inside the Payactiv app. If there’s a way to keep your hard-earned money in your pocket, we want to make that happen.

Final Word

From accessing your pay early to providing financial literacy support, Payactiv is here for you and your money. When you utilize all the tools and resources available to you as a member, you’re empowered to reach your money goals even faster.