Recently, an industry study determined which U.S. employers have the most employees accessing payday loans.
Living paycheck to paycheck is a reality for millions of American workers, more than one-third of the total U.S. workforce. All it takes is one unexpected emergency costing $400 to fall into debt.
For millions of people, the solution is a payday loan. The irony is that more than 80 percent are full-time workers.
It may be surprising, or maybe not, to see which companies made the list.
Retail dominates. More than 30 million people in the United States work in this sector. Then comes healthcare. Yes, healthcare. That’s our essential workers. Then comes education. These are our teachers.
Click here to see if you work for one of the U.S. companies that have the most payday loan recipients.
A payday loan is what employees must resort to, because they have no other options. Visit our blog for details.
That’s why we recommend a holistic approach toward financial wellness called Earned Wage Access (EWA) to offer your employees on-demand pay.
Payactiv, the pioneer of EWA, serves thousands of employers and empowers more than 2 million employees to access better solutions. Our app seamlessly integrates with all payroll, time and attendance, and HCM systems.
There’s no interest, recurring or late fees, forced bank accounts, credit reporting, installment payments or collections.
No employer wants their employees to experience undue hardship.
Take your first step toward empowering your greatest assets, your people.
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