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Blog

A close-up of a handshake between two hands covered in green moss and leaves symbolizing unity and commitment to environmental sustainability
August 5, 2025 | Blog
Payroll Timing: The Risk Factor You’re Not Measuring

Workplace stress is no longer just a personal burden or an HR concern It is a quantifiable business risk—one that silently inflates costs, weakens resilience, and erodes performance Research from both Walking on Earth (WONE) and Harvard Business Review in […]

Young Sprout Emerging from Stone Steps - Growth, Progress, and New Beginnings
July 23, 2025 | Blog
Stop Calling It Financial Wellness: Start Designing for Growth

The Wellness Trap “Financial wellness” is the term we inherited Not the one we need It entered the corporate vocabulary with good intentions — a borrowed concept from the broader wellness movement, implying balance, health, and wholeness But as it’s […]

July 22, 2025 | Blog
Payactiv Signs MOU with the State of Maine Bureau of Consumer Credit Protection

On July 21, 2025, Payactiv signed a Memorandum of Understanding (MOU) with the State of Maine Bureau of Consumer Credit Protection, ensuring the company can continue to offer its earned wage access (EWA) services in the state  Through the MOU, […]

Ariel view of a fork in the road
July 16, 2025 | Blog
From Transactional to Transformational: How to Reduce Turnover and Build Lasting Loyalty

55% of frontline workers plan to leave their jobs within the next year The reason Work feels like a transaction, not a relationship We’re living in an era of high churn, quiet quitting, and employee disengagement And while compensation matters, […]

July 9, 2025 | Blog
Connecticut Governor Ned Lamont Signs Bill to Restore Full EWA Access in the State 

On July 8, Governor Ned Lamont signed SB 1369, An Act Concerning Earned But Unpaid Wage or Salary Income Advances, into law The bill restores full earned wage access (EWA) offerings for Payactiv’s product in the state by the fall  […]

July 2, 2025 | Blog
Louisiana Becomes Eleventh State to Enact EWA Regulations

On July 1, 2025, Louisiana became the 11th state to enact a dedicated regulatory framework for the earned wage access (EWA) industry This follows the passage of HB 368, the Louisiana Earned Wage Access Services Act, on June 4, 2025, […]

Utah Capitol Building
June 26, 2025 | Blog
Payactiv is Now Officially Registered as an Earned Wage Access Provider in Utah

Effective June 17, 2025, Payactiv is now a registered earned wage access (EWA) services provider in Utah under the state’s Department of Commerce This follows the Utah Legislature’s passage of HB 279 on March 25, 2025, which received strong bipartisan […]

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June 5, 2025 | Blog
The 401(k) Is Not a Starting Line. It’s the Summit.

When it comes to employee financial wellness, the conversation almost always starts — and ends — with a single solution: the 401(k) And while retirement plans remain a cornerstone of financial security, here’s the uncomfortable truth: For millions of American […]

Maryland State House, in Annapolis, at dusk. The Maryland State House is the oldest U.S. state capitol in continuous legislative use, dating to 1772 and housing the Maryland General Assembly.
May 28, 2025 | Blog
Maryland Enacts New EWA Bill to Protect Access in the State

Maryland’s bill HB 1294, Earned Wage Access and Credit Modernization, went into effect today, following passage by the Maryland General Assembly on April 7 The bill comes after two years of collaboration between legislators, industry, consumer advocates, and the state’s […]

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May 8, 2025 | Blog
From Pay to Performance: Why Earned Wage Access Drives Retention and Resilience

If compensation is the cornerstone of employee experience, why do so many workers still feel financially trapped between paychecks That’s the question Payactiv CEO Safwan Shah explored in his recent article, The Spendable Dollar Hierarchy — Through the Lens of […]

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24 hour support: 1 (877) 937-6966 | [email protected]

* The Payactiv Visa Prepaid Card and the Payactiv Visa Payroll Card are issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 1-877-747-5862, 24 hours a day, 7 days a week.

** Central Bank of Kansas City does not administer, nor is liable for earned wage access.

Payactiv holds earned wage access services (EWA) license number 2591928EWA with the Wisconsin Department of Financial Institutions.

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